Don't Get Sacked in Retirement: A Financial Quarterback's Playbook for Winning the Game Tapa dura - 2012

Founder of Seniors Financial Services and Spicer Wealth Management, Bryon K. Spicer, has dedicated over three decades of his life to educating and assisting retirees and pre-retirees on how to plan for and protect their "Financial Security for their Golden Years". An advocate for comprehensive financial and retirement planning, Bryon's planning goal is that all components of a client's financial affairs work in collaboration, trying to produce the best possible outcome. He provides counsel in all areas of finances like "preserving" the assets which they have worked so hard to accumulate, creating income plans to help maintain accustomed lifestyles during their retirement years and preserve those assets from an unknown event taking them away. Being very "tax efficient" which includes assisting with numerous areas of taxes such as income, estate, capital gains, gift and generation skipping, we focus on finding how we can use the proper combination of financial tools available in the market place to safely and legally position their finances to "pay only their fair share of taxes", now and in the future. We work with the entire market place to search for a combination of financial tools that will help achieve the goal of "greater return with lower market risk". We then focus on helping them structure their affairs to transfer their assets to their loved ones in the most efficient way possible while reducing costs of probate and estate taxes. Bryon specializes in identifying potential loopholes of a person's financial, investment and estate plans, and detects where unnecessary monies are "falling through the cracks."
Bryon attended Wright State University and has held several professional designations including Certified Insurance Counselor. He has co-authored a book titled "Issues of Aging". He is currently writing his next book titled "Don't Get Sacked in Retirement" a financial quarterback's playbook for winning the game. This book talks about routine mistakes people make in handling their finances.
Bryon is a sought after speaker. He regularly conducts public workshops on many advanced financial topics to the general public and special interest groups. In addition he has been a guest lecturer at the Ohio State University.
Bryon has been married to his wife, Kay, since 1985 and has one son. He and his family are very active in their church, school and sports associations, with Bryon holding several board positions within each.